Encouraging start and hurdles ahead.

As of today I have 0.3% of a million invested, as in £3000. Having started with only £100 at the start of this blog I am very happy with my progress. It may feel slow but I know every pound I manage to invest will help in the future.

In the mean time, if you read my last post you may be aware that I am (hopefully) becoming a mother in April! I am very excited about this. However, I am not denying the impact this could have on my future and saving plans. This is especially true if I am to consider taking maternity leave for a year.

I am in the very fortunate position to be able to consider spending that amount of time with my baby by being able to save enough in the next six months to make it possible. However it would mean halting the investing a while and calling a hiatus on the plans I have set out so far.

I suppose that the investment would still be there and working for me despite the lack of funding and when I start working again I can then set out to continue investing as much as I can afford.

I am still at a crossroads here, with the unknown ahead of me. I hope I can find some answers and some clarity in the next coming months.

To conclude

Pregnancy, maternity leave and motherhood are all part of the journey. Navigating through whilst keeping to my goal may be very challenging but I am willing to give it my best shot!

“Stupid is the norm”

Whilst lost in the vortex of endless YouTube videos and recommendations, a channel sparked my interest; it ended up being really relevant to what I am trying to achieve here so I thought I would share it with you.

Mark Winnet hosted the interview of a guy called Perry who became financially independent later in life and in three years!

His style of video is short, straightforward and non apologetic. I like that, he doesn’t sugarcoat the road to success.

Stupid is the norm.

I admit, I fit in his description of “stupid”.

I spend more than I should (especially on the approach to Christmas) and I don’t work 70 hour weeks (although right now, it wouldn’t be reasonable as I am expecting!). However, I do have a good emergency fund – though not perfect – and have invested 0.25% of my goal.

To conclude:

I am a work in progress. I’ll just keep trying!